Terms and Conditions

Last Updated: 9 October 2026

Welcome to Invest Alliance Consultancy. These Terms and Conditions explain the rules for accessing and using our website and services. Please read them carefully before using our website or submitting an enquiry.

By accessing our website or using our services, you agree to these Terms and Conditions. If you do not agree with any part of these terms, please discontinue using the website.

1. General Information

Invest Alliance Consultancy provides information and assistance to individuals who are exploring loan products, insurance products, and related financial services.

Depending on the service requested, we may help you understand available options, submit an enquiry, or connect with relevant banks, financial institutions, lenders, insurance providers, or other service providers.

For the purpose of these Terms and Conditions, the words "we", "us", and "our" refer to Invest Alliance Consultancy. The words "you", "your", and "user" refer to anyone accessing our website or using our services.

These terms should be read together with our Privacy Policy, which explains how we handle personal information.

2. Acceptance of Terms

By visiting our website, submitting an enquiry form, or using any service offered by Invest Alliance Consultancy, you agree to follow these Terms and Conditions and all applicable laws.

We may update these terms from time to time to reflect changes in our services, business practices, or legal requirements. The updated version will be published on this page with a revised date.

We encourage you to review this page periodically. Where required by applicable law, we will obtain any necessary consent for material changes or continued processing of your information.

3. Services Offered

Invest Alliance Consultancy helps customers explore financial products and related services based on their requirements. Our services may include assistance with the following:

Personal Loan
Home Loan
Business Loan
Car Loan
Loan Against Property
Two Wheeler Loan
Commercial Vehicle Loan
Education Loan
Life Insurance
Health Insurance
Other financial or insurance products that we may offer from time to time

Our assistance may include understanding your requirements, providing general information, helping you explore available products, and facilitating communication with relevant providers where appropriate.

The availability of any service depends on the products offered by the relevant provider, your eligibility, and applicable laws and regulations. We may change, add, or discontinue services from time to time.

4. No Guarantee of Loan Approval or Insurance Coverage

All loan applications are subject to the eligibility requirements, credit assessment, documentation, internal policies, and final approval of the relevant lender or financial institution.

Similarly, insurance applications are subject to the underwriting rules, eligibility conditions, policy terms, exclusions, and approval procedures of the relevant insurance provider.

Invest Alliance Consultancy does not guarantee:

Approval of any loan or insurance application.
A specific interest rate, loan amount, repayment period, or insurance premium.
Acceptance of an application by a bank, lender, or insurance provider.
Disbursement of a loan within a particular period.
Availability of a particular product or offer at all times.

Any estimates or information provided are subject to confirmation by the relevant provider. The final decision rests with that provider.

5. Eligibility to Use Our Services

You must be legally eligible to use the relevant services under applicable Indian law. Where a service involves entering into a contract, you must have the legal capacity to enter into that contract.

You agree to provide accurate, current, and complete information when submitting an enquiry or requesting assistance. Providing information does not automatically make you eligible for a financial product.

If you are not legally eligible to use a particular service, you must not proceed with that service.

6. User Responsibilities

When using our website or services, you agree to:

Provide truthful, accurate, and complete information.
Keep your contact details up to date when necessary.
Use the website only for lawful purposes.
Provide documents only when legitimately required for the service.
Review the terms, conditions, fees, and eligibility requirements of the relevant financial institution or insurance provider.
Protect your personal information and avoid sharing passwords, one-time passwords (OTPs), or confidential banking credentials.
Respect the intellectual property and legal rights of Invest Alliance Consultancy and other parties.
Avoid any activity that may damage, disrupt, or interfere with our website or services.

You must not use our website to submit false information, impersonate another person, engage in fraud, distribute harmful software, or carry out any activity prohibited by law.

7. Enquiry Forms and Customer Communication

Our website may include forms that allow you to submit your name, phone number, email address, preferred service, and other relevant details.

When you submit an enquiry, you authorise us to use the information you provide to respond to your request and take appropriate steps to assist you.

We may contact you by phone, email, SMS, or other communication channels using the contact details you provide. Promotional communications will be sent subject to applicable law and any consent required.

You may request that we stop sending promotional communications by emailing investallianceconsultancy@gmail.com. Essential communications relating to your enquiry or an ongoing service may still be sent where appropriate.

Submitting an enquiry does not automatically create a guarantee of service, a loan agreement, an insurance contract, or any other financial arrangement.

8. Third-Party Banks, Lenders, and Insurance Providers

Our services may involve introducing or connecting you with third-party banks, financial institutions, non-banking financial companies (NBFCs), insurance providers, or other service providers.

These third parties operate under their own terms, policies, eligibility requirements, and procedures. Their decisions, products, rates, fees, and service standards are outside our direct control.

Where you request assistance that requires us to share your information with a third party, we will handle that sharing in accordance with our Privacy Policy, applicable law, and any consent required.

You should carefully review the relevant provider's documents before accepting a loan offer, purchasing an insurance policy, or entering into a financial agreement.

9. Fees and Charges

Browsing our website and submitting an enquiry does not, by itself, mean that you have agreed to pay a service fee.

If any consultancy fee or other charge applies to a specific service, the applicable amount and payment conditions will be communicated to you before you agree to that paid service.

Any fees, interest, processing charges, insurance premiums, taxes, or other amounts imposed by a bank, lender, insurer, or other provider are subject to that provider's applicable terms and disclosures.

You should confirm all applicable charges directly with the relevant provider before proceeding with a financial transaction.

10. Payments and Refunds

If Invest Alliance Consultancy offers a paid service or accepts payments through its website, the applicable payment instructions and conditions will be communicated before the transaction is completed.

Payments processed through a third-party payment gateway or payment provider may also be subject to that provider's terms and security procedures.

Any refund request relating to a fee charged directly by Invest Alliance Consultancy will be reviewed according to the refund terms communicated for that service and applicable law.

Refunds, cancellations, or reversals relating to third-party products or services are subject to the relevant provider's policies and applicable legal requirements. We cannot promise a refund that is controlled by another provider.

If you have a question about a payment made directly to us, please contact us at investallianceconsultancy@gmail.com.

11. Website Content and Accuracy

We aim to provide useful and understandable information about loans, insurance, and related financial services. However, information published on our website is provided for general informational purposes and may change over time.

Interest rates, product features, eligibility conditions, documentation requirements, offers, and other details may vary between providers and may change without notice from those providers.

Although we make reasonable efforts to keep our content accurate and current, we do not guarantee that every piece of information will always be complete, error-free, or up to date.

You should verify important financial information with the relevant bank, lender, insurer, or authorised professional before making a decision.

12. Financial Information and Independent Decisions

Information available on our website is intended to help you understand and explore financial products. It should not be treated as a guarantee of financial results or as a substitute for reviewing the official terms of a product.

You are responsible for assessing your financial position, repayment capacity, insurance needs, and the suitability of any product before proceeding.

Please review the applicable loan agreement, repayment schedule, interest rate, charges, insurance policy wording, exclusions, and other relevant documents before accepting an offer.

13. Privacy and Personal Information

Your use of our website and services is also governed by our Privacy Policy.

We may collect and use personal information that you provide to respond to enquiries, understand your requirements, facilitate requested services, communicate with you, and meet applicable legal obligations.

Any sharing of personal information with relevant third parties will be handled in accordance with our Privacy Policy and applicable law, including consent requirements where applicable.

For further details about how we collect, use, retain, and protect your information, please read our Privacy Policy.

14. Intellectual Property Rights

Unless otherwise stated, the text, design, layout, graphics, logos, branding, and other original content available on our website are owned by Invest Alliance Consultancy or used with appropriate permission.

You may access and use website content for your personal, non-commercial information. You must not reproduce, republish, distribute, modify, sell, or commercially exploit our protected content without prior written permission from the relevant rights holder.

Third-party names, logos, trademarks, and product materials remain the property of their respective owners. Their appearance on our website does not mean that we own those rights.

15. Prohibited Activities

You must not use our website or services to:

Commit fraud or engage in any unlawful activity.
Submit misleading, false, or unauthorised information.
Attempt to gain unauthorised access to our website, servers, or systems.
Introduce viruses, malicious code, or other harmful software.
Copy or commercially exploit website content without permission.
Interfere with the normal operation or security of the website.
Collect personal information about other users without proper authority.
Use our website in a way that violates another person's rights or applicable law.

We may take reasonable and lawful steps to investigate suspected misuse and protect our website, customers, and business interests.

16. Third-Party Links

Our website may contain links to external websites operated by banks, lenders, insurers, payment providers, or other organisations.

These links are provided for convenience or to help you access additional information. We do not control all third-party websites and are not responsible for their content, availability, terms, or privacy practices.

Accessing an external website is your decision. We encourage you to review its terms and privacy policy before sharing personal information or completing a transaction.

17. Website Availability

We aim to keep our website available and functioning properly. However, access may occasionally be interrupted because of maintenance, technical issues, internet connectivity problems, security concerns, or circumstances beyond our reasonable control.

We do not guarantee uninterrupted or error-free access to the website. We may modify, suspend, or discontinue any website feature when reasonably necessary, subject to applicable law.

18. Limitation of Liability

To the extent permitted by applicable law, Invest Alliance Consultancy will not be responsible for losses arising from reliance on general website information without independently verifying important details, decisions made by third-party providers, or temporary interruptions to website access.

We are not responsible for a bank's, lender's, or insurer's independent decision to approve, reject, modify, or delay a financial product or application.

Nothing in these Terms and Conditions excludes or limits any liability, consumer right, or legal protection that cannot lawfully be excluded or limited under applicable law.

19. Indemnity

If your unlawful actions, misuse of our website, infringement of another party's rights, or material breach of these terms causes a third-party claim or loss for which you are legally responsible, you may be responsible for the resulting losses and reasonable costs to the extent permitted by applicable law.

This section does not remove any rights or remedies available to you under applicable law.

20. Suspension or Termination of Access

We may restrict or suspend access to our website or a particular service if reasonably necessary to address suspected fraud, unlawful activity, security risks, misuse, or a material breach of these Terms and Conditions.

Where appropriate and legally required, we will provide notice or an opportunity to address the issue. Any suspension or termination will be subject to applicable law and any existing contractual obligations.

21. Changes to Services and Terms

We may introduce new services, change existing features, or discontinue a service when business or legal circumstances require it.

We may also revise these Terms and Conditions from time to time. Changes will be published on this page, along with the updated revision date.

Any changes to an existing paid service or contractual arrangement will be handled in accordance with the applicable agreement and law.

22. Dispute Resolution

If you have a complaint or dispute relating to our website or services, we encourage you to contact us first so that we can understand the issue and try to resolve it amicably.

Where a dispute cannot be resolved through direct communication, the parties may pursue the remedies available under applicable Indian law, including mediation or other dispute resolution methods where mutually agreed or legally required.

Nothing in this section prevents you from approaching a competent consumer forum, regulator, court, or other authority where you are legally entitled to do so.

23. Governing Law and Jurisdiction

These Terms and Conditions are governed by the applicable laws of India.

Any dispute relating to these terms will be handled by the courts or other competent authorities having jurisdiction under applicable Indian law.

24. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable by a competent authority, the remaining provisions will continue to apply to the extent permitted by law.

25. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any specific terms communicated for a particular service, describe the terms governing your use of our website and services.

If a specific written agreement applies to a service, that agreement will be read together with these terms. Any inconsistency will be resolved in accordance with the applicable agreement and law.

26. Contact Information

If you have any questions, concerns, or complaints about these Terms and Conditions or the services provided by Invest Alliance Consultancy, you can contact us using the details below.

Company Name: Invest Alliance Consultancy

Email Address: investallianceconsultancy@gmail.com

We will review your communication and respond as appropriate under applicable law.